What is health insurance?
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
A student must have insurance
Health insurance is one of the obligatory requirements you will need for obtaining a residence permit for studies. If you are not insured by an insurance system from your home country, you should obtain insurance from a private insurance company. You are strongly advised to purchase good medical and accident insurance before your arrival at the University of Helsinki and Finland in general.
Your health insurance must be valid upon your entry to Finland and your residence permit will only be valid for as long as the health insurance that you buy. Also when applying for an extension for your residence permit, you must have valid health insurance.