Talks and recent papers

In Open access you can read and download whole texts that are not copyright protected. 

Below in Restricted access  you find my published articles protected by a password. You can get the pasword from maija.majamaki@helsinki.fi.

238 thoughts on “Talks and recent papers

  1. Thanks for the unique tips shared on this blog. I have seen that many insurance firms offer shoppers generous discounts if they elect to insure more and more cars with them. A significant amount of households own several cars or trucks these days, particularly those with mature teenage children still residing at home, as well as the savings for policies might soon increase. So it is a good idea to look for a good deal.

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  3. Thanks for your posting on this website. From my very own experience, there are times when softening way up a photograph may well provide the digital photographer with a dose of an artistic flare. Oftentimes however, this soft clouds isn’t exactly what you had in your mind and can often times spoil a normally good snapshot, especially if you intend on enlarging this.

  4. Thanks for your publication on the vacation industry. I might also like contribute that if you are a senior thinking of traveling, it truly is absolutely crucial that you buy travel insurance for seniors. When traveling, golden-agers are at greatest risk of getting a healthcare emergency. Getting the right insurance package in your age group can look after your health and provide you with peace of mind.

  5. An interesting discussion is worth comment. I feel that you need to write extra on this matter, it might not be a taboo topic but typically people are not sufficient to talk on such topics. To the next. Cheers

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  10. Thanks a lot for your post. I want to write my opinion that the cost of car insurance varies widely from one coverage to another, given that there are so many different facets which bring about the overall cost. One example is, the brand name of the motor vehicle will have a large bearing on the purchase price. A reliable outdated family car will have a more economical premium than just a flashy fancy car.

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  15. Thanks for the advice on credit repair on this particular blog. Some tips i would advice people will be to give up the particular mentality that they buy right now and fork out later. As a society many of us tend to make this happen for many issues. This includes holidays, furniture, in addition to items we want. However, you should separate your own wants out of the needs. While you’re working to fix your credit score you have to make some trade-offs. For example you possibly can shop online to economize or you can click on second hand suppliers instead of pricey department stores intended for clothing.

  16. Thank you for sharing these wonderful articles. In addition, an excellent travel along with medical insurance plan can often eliminate those considerations that come with travelling abroad. Some sort of medical crisis can shortly become costly and that’s guaranteed to quickly impose a financial stress on the family’s finances. Putting in place the great travel insurance program prior to setting off is well worth the time and effort. Thanks a lot

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  19. These days of austerity as well as relative stress about having debt, lots of people balk about the idea of utilizing a credit card to make purchase of merchandise or pay for any gift giving occasion, preferring, instead to rely on the actual tried along with trusted procedure for making transaction – cash. However, if you have the cash available to make the purchase completely, then, paradoxically, that’s the best time for you to use the cards for several causes.

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  21. I’ve learned many important things by means of your post. I would also like to state that there may be a situation in which you will obtain a loan and do not need a co-signer such as a U.S. Student Support Loan. When you are getting a borrowing arrangement through a classic lender then you need to be made ready to have a co-signer ready to make it easier for you. The lenders are going to base that decision on the few factors but the main one will be your credit standing. There are some loan merchants that will additionally look at your job history and determine based on that but in many instances it will depend on your scores.

  22. One other thing is that an online business administration course is designed for people to be able to well proceed to bachelors degree programs. The Ninety credit diploma meets the other bachelor college degree requirements then when you earn your current associate of arts in BA online, you will get access to the most recent technologies in this particular field. Several reasons why students want to be able to get their associate degree in business is because they may be interested in the field and want to receive the general education and learning necessary previous to jumping in a bachelor diploma program. Thx for the tips you actually provide inside your blog.

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  24. Today, taking into consideration the fast way of life that everyone is having, credit cards have a huge demand throughout the market. Persons from every area of life are using the credit card and people who aren’t using the card have arranged to apply for even one. Thanks for sharing your ideas on credit cards.

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  26. Today, with the fast lifestyle that everyone is having, credit cards have a huge demand throughout the economy. Persons from every area are using credit card and people who aren’t using the card have prepared to apply for even one. Thanks for spreading your ideas on credit cards.

  27. I’ve noticed that repairing credit activity ought to be conducted with tactics. If not, you may find yourself damaging your ranking. In order to reach your goals in fixing your credit ranking you have to see to it that from this moment in time you pay all of your monthly expenses promptly before their appointed date. It is really significant because by not accomplishing this, all other measures that you will choose to use to improve your credit positioning will not be efficient. Thanks for expressing your tips.

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  39. One thing is that while you are searching for a education loan you may find that you will need a cosigner. There are many cases where this is correct because you might find that you do not have a past credit standing so the financial institution will require you have someone cosign the loan for you. Interesting post.

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  45. In line with my research, after a the foreclosure home is available at a bidding, it is common with the borrower to still have any remaining balance on the personal loan. There are many financial institutions who make an effort to have all expenses and liens paid back by the future buyer. Nonetheless, depending on a number of programs, legislation, and state regulations there may be several loans that aren’t easily solved through the shift of loans. Therefore, the duty still remains on the customer that has got his or her property in foreclosure. Thanks for sharing your ideas on this website.

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